---
tool: "Wave"
slug: "wave"
category: "Finance & Accounting"
pricing_model: "Freemium"
pricing_transparency: "Public"
entry_price_monthly: 19
entry_price_annual: 15.83
annual_discount_pct: 17
native_currency: "USD"
free_plan_available: true
free_trial_days: null
enterprise_pricing_available: false
number_of_plans: 2
key_limit_metric: "Features"
last_checked_date: "2026-07-27"
last_manually_verified: null
verification_status: null
vendor_pricing_page: "https://www.waveapps.com/pricing"
vendor_website: "https://www.waveapps.com"
source: https://saaspricehub.io/tools/wave
---

# Wave pricing

Free accounting software from Canada, acquired by H&R Block for $537M in 2019. Positioned as the alternative to QuickBooks for freelancers and micro-businesses that can't justify a paid accounting subscription. Distinctive for its genuine forever-free accounting/invoicing (competitors moved everything to paid). Monetizes through payments (2.9% + 60¢), payroll ($20-$40/mo), and advisor services. Popular with side hustlers, freelancers, and micro-businesses under $50K annual revenue.

## Current entry price

**$19/month** billed monthly. **$15.83/month** billed annually (save 17%).

## All tiers

| Plan | Monthly | Annual | Key limit |
| --- | --- | --- | --- |
| Starter | $0 | $0 | invoicing + accounting basics |
| Pro | $19 | $15.83 | auto bank imports + collaborators, $190/yr |

## Pricing model

- **Model:** Freemium
- **Key limit metric:** Features
- **Free plan:** Yes
- **Free trial:** No separate trial
- **Enterprise pricing:** Not offered
- **Native currency:** USD

## Verification

- **Last automated check:** 2026-07-27
- **Last manual verification:** Not manually verified
- **Verification status:** Unknown
- **Source:** https://www.waveapps.com/pricing

## Recommendation

In other words, Wave is worth it for US/Canada freelancers and solo entrepreneurs who want completely free accounting + invoicing + receipt scanning — particularly for early-stage founders bootstrapping before they need QuickBooks. Free forever for core accounting and invoicing; charges per transaction for payments and payroll. Extremely easy setup. Native integrations with Stripe (for payments), Zapier for third-party workflows. Downside: US/Canada only, no time tracking or inventory, and payroll (separate paid add-on) is US-only.

## Alternative to consider

Need international support? Pick Xero. US/Canada scaling past freelancer? QuickBooks. Freelancer wanting invoicing-first? FreshBooks.

## Vendor context

Free Starter plan; Pro is $19/mo billed monthly or $190/year ($15.83/mo). US pricing in USD (a separate CAD rate of $25/mo is also shown). Per-transaction payment-processing fees are charged separately.

---

*Pricing data maintained by SaaS Price Hub. Human-readable page: [https://saaspricehub.io/tools/wave](https://saaspricehub.io/tools/wave). All prices in USD unless otherwise noted. This file is machine-readable and updated within 24 hours of any tracked price change.*