How much does Microsoft 365 Copilot cost?

Microsoft 365 Copilot costs $25.2 per user per month, or $21 per seat per month on annual billing.

Is annual billing cheaper for Microsoft 365 Copilot?

Yes. Annual billing saves 17% versus month-to-month, at $21 per seat per month.

What usage is included with Microsoft 365 Copilot?

Microsoft 365 Copilot includes Per-seat usage limits apply. It also covers Word / Excel / Outlook / Teams AI integration.

Which AI model powers Microsoft 365 Copilot?

Microsoft 365 Copilot runs on GPT family (via Azure).

Has Microsoft 365 Copilot pricing changed recently?

Yes. The most recent tracked change was on June 7, 2026 (Decrease).

Microsoft 365 Copilot Pricing

Name: Microsoft 365 Copilot
Brand: Microsoft

Microsoft · Standard · Conversational · Live

Prices verified September 20, 2026

Microsoft 365 Copilot costs $25.2 per user per month from Microsoft. Billed annually it drops to $21 per seat per month, a 17% saving. The plan includes Per-seat usage limits apply. It runs on GPT family (via Azure). Pricing verified September 20, 2026.

Microsoft 365 Copilot plan pricing

Microsoft 365 Copilot costs $25.2 per user per month, or $21 per user per month billed annually (17% less), verified September 20, 2026.

Per seat, monthly: $25.2 / user / mo
Per seat, billed annually: $21 / user / mo (save 17%)
Usage cap: Per-seat usage limits apply
Underlying model: GPT family (via Azure)
Includes: Word / Excel / Outlook / Teams AI integration

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Price history

See full Microsoft 365 Copilot price history

Microsoft 365 Copilot pricing has changed 1 time on record, most recently on June 7, 2026 (decrease).

June 7, 2026: Decrease — $25.2 / seat / mo

Frequently asked questions

Short answers to the most common questions about Microsoft 365 Copilot seat pricing, billing, and what is included.

Notes

Add-on to Microsoft 365 Business / Enterprise subscriptions (you must already have M365). Annual commitment typical. [2026-06-07] Per-seat Monthly $30 → $25.20 (month-to-month) and Annual added at $21 (annual commitment) per official microsoft.com/microsoft-365-copilot/pricing. Microsoft permanently cut the M365 Copilot Business seat from the original flat $30 on Dec 1, 2025; a promo $18/user/mo runs through June 30, 2026 before reverting to $21. NOTE: Copilot Enterprise remains $30/user/mo annual — reclassify this row if it was meant to track Enterprise rather than the Business/Standard seat. [2026-08-10] Verified: annual $21 confirmed. Month-to-month: sources cite $25 vs $25.20 on file — likely rounding, left unchanged; recheck. The $18/user/mo intro promo was EXTENDED through Sept 30, 2026 (was June 30). Pre-bundled SKUs now exist (Business Standard w/ Copilot $23.50, Business Premium w/ Copilot $32). [2026-08-16] Annual $21 re-confirmed as the standard rate. Month-to-month $25 vs $25.20 conflict RESOLVED IN FAVOUR OF $25.20: Microsoft applies a standard 20% month-to-month uplift, and $21 x 1.20 = $25.20 exactly — aggregators are rounding down to $25. Left unchanged; future runs should stop re-litigating this. Promo end date now conflicting: this run's sources say the $18 intro rate runs to Dec 31, 2026 (Aug 10 run said Sept 30, 2026) — promo dates are not tracked in price fields, informational only. Bundled SKUs still $23.50 / $32.