Cursor vs Lovable — Pricing, Plans, and Verified Costs (2026)
Cursor starts at $20/mo. Lovable uses custom pricing — request a quote to compare.
How pricing works
These two tools don't price the same way, so the headline numbers below aren't directly comparable until you plug in your own volume.
- Cursor (Hybrid) — Cursor is hybrid: a fixed subscription from $20/mo plus metered usage on top (Pro). Your real bill moves with volume, not seat count.
- Lovable (Hybrid) — Lovable is hybrid: a fixed subscription plus metered usage on top. Your real bill moves with volume, not seat count.
Per-minute, per-credit and per-token rates exclude any downstream model, speech or telephony costs unless the vendor states otherwise.
AI-first code editor built on VS Code, and the reference product in the AI-coding category. Every paid plan includes a credit pool equal to the subscription price, consumed by AI operations at underlying LLM token cost. Pricing: Hobby free, Pro $20/mo, Pro+ $60/mo, Ultra $200/mo, Teams $40/user/mo, Enterprise custom. Annual billing ~20% off. Powers Anysphere's growth to $500M+ ARR.
AI-native web app builder. Prompt in natural language, get a working React/Tailwind app with Supabase backend, deploy in minutes. All plans share a unified credit pool that covers building, Lovable Cloud hosting, and AI generation through a single AI gateway. Pricing: Free (5 daily credits, 30/mo cap), Pro $25/mo (100 credits), Business $50/mo (SSO + governance, same 100 credits), Enterprise custom. Annual billing ~16% off (Pro $21/mo, Business $42/mo). Popular with founders and product managers building MVPs. Powers SaaS Price Hub itself.
All plans compared
| Tier role | Plan | Cursor monthly | Cursor annual | Lovable monthly | Lovable annual |
|---|---|---|---|---|---|
| Free / starter | Hobby / Free | Free | Free | Free | Free |
| Entry paid | Pro | $20 | $16 | $25 | $21 |
| Mid tier | Pro+ / — | $60 | $48 | — | — |
| Pro / power | Ultra / — | $200 | $160 | — | — |
| Teams | Teams / Business | $40 | $32 | $50 | $42 |
| Enterprise | Enterprise | Custom | Custom | Custom | Custom |
Tier names differ across vendors. Rows are aligned by tier role, not name. Full tier structures on each tool's page.
What each is best for
Cursor is worth it if… developers who want an AI-native editor where autocomplete, chat, and agent-mode Composer feel like extensions of the IDE — not bolted on. The credit-pool model is the interesting pricing innovation: your $20 subscription IS your $20 of AI usage, so heavy Claude Opus users burn faster than lighter GPT-5 mini users.
Lovable is worth it if… non-developers and PMs who want to ship a functional web app from a prompt without touching code. The credit-pool model is the unlock: your $25 subscription covers building, hosting, and AI generation from one bucket, no separate infra bills to reconcile.
Bottom line: Similar positioning, closer to a preference call than a strategic one.
Choose Cursor over Lovable if…
Choose Cursor if…
- You want the most mature agentic editor with the deepest model line-up.
- You're a developer who lives in the editor and wants long-context, multi-file edits.
- You want predictable seat pricing with usage-based headroom when you need it.
Choose Lovable if…
- You're fine with a base subscription plus metered usage on top (custom pricing).
- You match the profile Lovable is built for: non-developers and PMs who want to ship a functional web app from a prompt without touching code.
- You need a general-purpose developer & infrastructure option rather than a vertical-specific one.
At a glance
| Cursor | Lovable | |
|---|---|---|
| Free plan | Yes | Yes |
| Entry price | $20/mo | Custom |
| Enterprise available | Yes | Yes |
| Pricing model | Hybrid | Hybrid |
| Last verified | September 10, 2026 | September 20, 2026 |
| Full pricing | View full pricing | View full pricing |
Pricing last verified September 20, 2026. Tracked daily.