Gumloop vs Obsidian — Pricing, Plans, and Verified Costs (2026)
Gumloop starts at $37/mo. Obsidian starts at $5/mo. Obsidian is $32/mo cheaper on the entry tier than Gumloop.
How pricing works
These two tools don't price the same way, so the headline numbers below aren't directly comparable until you plug in your own volume.
- Gumloop (Hybrid) — Gumloop is hybrid: a fixed subscription from $37/mo plus metered usage on top (Pro). Your real bill moves with volume, not seat count.
- Obsidian (Freemium) — Obsidian bills on a fixed plan from $5/mo, so the listed price is what you pay regardless of volume.
Per-minute, per-credit and per-token rates exclude any downstream model, speech or telephony costs unless the vendor states otherwise.
AI automation platform with unlimited seats and credit-metered execution. Free (5K credits/mo), Pro $37/mo (20K+ credits, 5 concurrent runs, 25 concurrent agent interactions), Enterprise custom (RBAC, SCIM/SAML, audit logs, VPC). Credit burn varies dramatically by AI model choice — GPT-5 heavy pipelines drain faster than smaller-model flows. Direct competitor to n8n, Make, and Zapier.
Local-first knowledge management tool positioned as the alternative to Notion and Roam for people who don't want their notes trapped in a SaaS database. Distinctive for storing everything as plaintext markdown files on your own disk (no vendor lock-in) plus a massive community plugin ecosystem. Personal use is free forever; Sync ($4/mo) and Publish ($8/mo) are optional add-ons. Popular with researchers, writers, and privacy-conscious knowledge workers.
All plans compared
| Tier role | Plan | Gumloop monthly | Gumloop annual | Obsidian monthly | Obsidian annual |
|---|---|---|---|---|---|
| Free / starter | Free / App | Free | Free | Free | Free |
| Entry paid | Pro / Sync | $37 | $37 | $5 | $4 |
| Pro / power | — / Publish | — | — | $10 | $8 |
| Enterprise | Enterprise / — | Custom | Custom | — | — |
Tier names differ across vendors. Rows are aligned by tier role, not name. Full tier structures on each tool's page.
What each is best for
Gumloop is worth it if… teams that want visual AI workflows without per-seat pricing math — you pay for execution, not headcount, so scaling to a full team doesn't blow up the bill. Pro at $37 with 20K credits is aggressive against n8n Starter ($20) and Make Core ($9) once you factor unlimited seats.
Obsidian is worth it if… solo knowledge workers (researchers, writers, developers, PMs) who want offline-first, local-file, plain-Markdown note-taking with a huge plugin ecosystem — particularly if you value data ownership over collaboration. Free forever for personal use; Sync (paid) adds cross-device encrypted sync; Publish adds one-click static site publishing.
Bottom line: Choose based on how you want to pay — Gumloop is hybrid, Obsidian is freemium.
Choose Gumloop over Obsidian if…
Choose Gumloop if…
- You're fine with a base subscription plus metered usage on top (from $37/mo).
- You match the profile Gumloop is built for: teams that want visual AI workflows without per-seat pricing math — you pay for execution, not headcount, so scaling to a full team doesn't blow up the bill.
- You need a general-purpose productivity option rather than a vertical-specific one.
Choose Obsidian if…
- You want fixed-price predictability (freemium, from $5/mo).
- You match the profile Obsidian is built for: solo knowledge workers (researchers, writers, developers, PMs) who want offline-first, local-file, plain-Markdown note-taking with a huge plugin ecosystem — particularly if you value data ownership over collaboration.
- You need a general-purpose productivity option rather than a vertical-specific one.
At a glance
| Gumloop | Obsidian | |
|---|---|---|
| Free plan | Yes | Yes |
| Entry price | $37/mo | $5/mo |
| Enterprise available | Yes | No |
| Pricing model | Hybrid | Freemium |
| Last verified | September 10, 2026 | September 11, 2026 |
| Full pricing | View full pricing | View full pricing |
Pricing last verified September 11, 2026. Tracked daily.