Magic vs Windsurf — Pricing, Plans, and Verified Costs (2026)
Windsurf starts at $20/mo. Magic uses custom pricing — request a quote to compare.
How pricing works
These two tools don't price the same way, so the headline numbers below aren't directly comparable until you plug in your own volume.
- Magic (Per Usage) — Magic bills purely on usage. There is no fixed per-seat fee, so the monthly cost depends entirely on how much you consume.
- Windsurf (Tiered) — Windsurf bills on a fixed plan from $20/mo, so the listed price is what you pay regardless of volume.
Per-minute, per-credit and per-token rates exclude any downstream model, speech or telephony costs unless the vendor states otherwise.
Frontier AI research lab building autonomous coding models with long-context capability (up to 100M tokens claimed). All pricing custom-quoted, enterprise-only. Partnered with Google Cloud for infrastructure. Focus on enterprise engineering teams that need agent capabilities with massive context windows. No self-serve.
AI-first code editor (formerly Codeium). Restructured Mar 19 2026: retired credit-based system, introduced daily/weekly quotas. Free tier (unlimited Tab autocomplete + light Cascade quota), Pro $20/mo, Max $200/mo, Teams $40/user/mo, Enterprise custom. Pro raised from $15 to $20 in the restructure. Acquired by Cognition AI 2025 (Devin autonomous agent team).
All plans compared
| Tier role | Plan | Magic monthly | Magic annual | Windsurf monthly | Windsurf annual |
|---|---|---|---|---|---|
| Free / starter | — / Free | — | — | Free | Free |
| Entry paid | — / Pro | — | — | $20 | $16 |
| Pro / power | — / Max | — | — | $200 | $160 |
| Teams | — / Teams | — | — | $40 | $32 |
| Enterprise | Enterprise | Custom | Custom | Custom | Custom |
Tier names differ across vendors. Rows are aligned by tier role, not name. Full tier structures on each tool's page.
What each is best for
Magic is worth it if… Magic is only worth engaging with if you're a large engineering org that specifically needs an AI agent with a very long context window (repositories >1M lines, or complex multi-repo reasoning). The 100M-token context claim is the differentiator.
Windsurf is worth it if… developers who want an AI-first editor priced on daily/weekly quotas (predictable) rather than Cursor's credit-pool model (metered). Free tier is more generous than Cursor's Hobby — unlimited Tab autocomplete is a real productivity floor for solo devs.
Bottom line: Choose based on how you want to pay — Magic is per usage, Windsurf is tiered.
Choose Magic over Windsurf if…
Choose Magic if…
- You want to pay only for actual usage (per usage, custom pricing).
- You match the profile Magic is built for: only worth engaging with if you're a large engineering org that specifically needs an AI agent with a very long context window (repositories >1M lines, or complex multi-repo reasoning).
- You need a general-purpose developer & infrastructure option rather than a vertical-specific one.
Choose Windsurf if…
- You want flat, predictable credits without a usage meter running in the background.
- You're a team that values a simpler pricing story over maximum model choice.
- You need enterprise deployment options including self-hosted variants.
At a glance
| Magic | Windsurf | |
|---|---|---|
| Free plan | No | Yes |
| Entry price | Custom | $20/mo |
| Enterprise available | Yes | Yes |
| Pricing model | Per Usage | Tiered |
| Last verified | — | September 10, 2026 |
| Full pricing | View full pricing | View full pricing |
Pricing last verified September 10, 2026. Tracked daily.