10 Best Alternatives to Xero in 2026

Merchant-of-record platform for selling software and digital products, handling global payments and sales-tax compliance for the seller.

Merchant-of-record payments platform for software companies, handling checkout, billing, sales tax, and compliance.

Payments infrastructure for businesses to accept online and in-person payments, with billing, invoicing, and fraud-prevention tools.

E-commerce platform for creators to sell digital products, memberships, and downloads directly to their audience.

All-in-one business admin software - contracts, invoicing, proposals, and time tracking - for freelancers and small agencies.

Cloud accounting software built for freelancers and small businesses, with invoicing, expense tracking, and time tracking.

Free invoicing and accounting software for small businesses, freelancers, and solopreneurs, with optional paid payments and payroll.

Accounting software for small businesses, handling invoicing, expenses, payroll, and tax preparation.

Cloud ERP with consumption-based pricing and unlimited users, covering financials, distribution, manufacturing, and construction.

Cloud financial management and accounting platform for growing and mid-market companies, with multi-entity consolidation and deep reporting.