Finance & AccountingPublicChecked September 28, 2026

Wave Pricing

Wave · Finance & Accounting

Free accounting software from Canada, acquired by H&R Block for $537M in 2019. Positioned as the alternative to QuickBooks for freelancers and micro-businesses that can't justify a paid accounting subscription. Distinctive for its genuine forever-free accounting/invoicing (competitors moved everything to paid). Monetizes through payments (2.9% + 60¢), payroll ($20-$40/mo), and advisor services. Popular with side hustlers, freelancers, and micro-businesses under $50K annual revenue.

In other words, Wave is worth it for US/Canada freelancers and solo entrepreneurs who want completely free accounting + invoicing + receipt scanning — particularly for early-stage founders bootstrapping before they need QuickBooks. Free forever for core accounting and invoicing; charges per transaction for payments and payroll. Extremely easy setup. Native integrations with Stripe (for payments), Zapier for third-party workflows. Downside: US/Canada only, no time tracking or inventory, and payroll (separate paid add-on) is US-only.

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Pricing summary

Starting price

$19/mo

$15.83/mo billed annually

Pricing model

Freemium

Both

Key limit

Features

Main metered limit

Free trial

Free plan available

No separate trial

Pricing verified for United States.View full pricing details on Wave's website

Machine-readable pricing: pricing.md ↓

See all tracked changes →

Alternatives to consider

Need international support? Pick Xero. US/Canada scaling past freelancer? QuickBooks. Freelancer wanting invoicing-first? FreshBooks.

All plans

See a plain-English answer to “How much does Wave cost?” →

Plan	Monthly	Annual	Key limit
Starter	Free	Free	invoicing + accounting basics, single user
Pro	$19	$15.83Save 17%	$19/mo billed monthly or $190/yr billed annually; unlimited users, auto bank imports, discounted card rates. Promo shown: $9.50/mo for first 3 months (not list)
Mobile ReceiptsEntry tier	$8	Free	standalone unlimited receipt OCR, $8/mo per the page's schema.org offer data; annual price not read

All tier prices checked September 28, 2026 · View source →

View price history →

Price history

Price tracking is just getting started for Wave. Full history will build as we log changes. See what we have so far →

Common questions about Wave

Is Wave worth it?: Wave is worth it for US/Canada freelancers and solo entrepreneurs who want completely free accounting + invoicing + receipt scanning — particularly for early-stage founders bootstrapping before they need QuickBooks. Free forever for core accounting and invoicing; charges per transaction for payments and payroll.
What are the pricing tiers of Wave?: Wave has 3 plans: Starter (free), Pro ($19/mo), Mobile Receipts ($8/mo).
Does Wave offer annual discounts?: Yes. Paying annually brings the entry plan from $19/month down to $15.83/month — about 17% cheaper.

Frequently asked questions

About Wave pricing.

Wave pricing starts at $19/month on monthly billing, or $15.83/month if billed annually — a 17% saving. Wave offers 2 paid plans in total, ranging from $8 to $19/month.

Wave offers a free plan with limitations, but no separate free trial of paid tiers.

Wave has 3 publicly-priced tiers as of September 28, 2026:
• Starter — free. invoicing + accounting basics, single user.
• Pro — $19/mo ($15.83/mo billed annually). $19/mo billed monthly or $190/yr billed annually; unlimited users, auto bank imports, discounted card rates. Promo shown: $9.50/mo for first 3 months (not list).
• Mobile Receipts — $8/mo. standalone unlimited receipt OCR, $8/mo per the page's schema.org offer data; annual price not read.

Yes. Wave has had 1 price change in the last 90 days. Most recent: Entry tier rose from $8 to $19/month on Jul 18, 2026. See full history at /tools/wave/price-history.

Wave is on the lower end of Finance & Accounting pricing. Of the 10 Finance & Accounting tools we track with published entry prices, Wave is among the 2 cheapest at $19/month. The cheapest option in this category is Bonsai at $15/month.