Gumroad vs Maxio — Pricing, Plans, and Verified Costs (2026)
Gumroad starts at Free. Maxio starts at $599/mo. Gumroad is $599/mo cheaper on the entry tier than Maxio.
How pricing works
These two tools don't price the same way, so the headline numbers below aren't directly comparable until you plug in your own volume.
- Gumroad (Per Usage) — Gumroad bills purely on usage — 10% + $0.50 per transaction. There is no fixed per-seat fee, so the monthly cost depends entirely on how much you consume.
- Maxio (Unknown model) — Maxio bills on a fixed plan from $599/mo, so the listed price is what you pay regardless of volume.
Per-minute, per-credit and per-token rates exclude any downstream model, speech or telephony costs unless the vendor states otherwise.
Merchant-of-record platform for creators selling digital products (courses, ebooks, memberships). Positioned as the alternative to Stripe + Teachable + Podia for solo creators who want one tool to sell + deliver + handle tax. Distinctive for its 10% flat fee (no monthly subscription) that appeals to sellers just starting out. Founded by ex-Pinterest designer Sahil Lavingia (bootstrapped, transparently profitable). Popular with course creators, indie writers, and design assets sellers.
SaaS billing + revenue operations platform, formed from the 2022 merger of SaaSOptics and Chargify. Positioned as the alternative to Chargebee for B2B SaaS specifically — deep integration with QuickBooks/NetSuite/Xero + revenue recognition (ASC 606) built in. Grow tier at $599/mo flat scales up to $100K monthly billings; Enterprise custom pricing based on volume. Popular with Series B-D B2B SaaS finance teams needing GAAP-compliant revenue recognition.
All plans compared
| Tier role | Plan | Gumroad monthly | Gumroad annual | Maxio monthly | Maxio annual |
|---|---|---|---|---|---|
| Free / starter | — / Build (developer sandbox) | — | — | Free | Free |
| Entry paid | Marketplace discovery / Grow | $30 | — | $599 | $599 |
| Pro / power | Direct sales / — | $100.5 | — | — | — |
Tier names differ across vendors. Rows are aligned by tier role, not name. Full tier structures on each tool's page.
What each is best for
Gumroad is worth it if… solo creators selling digital products (courses, ebooks, memberships, downloads) who want zero monthly fee and pay only per transaction. No subscription; percentage per sale on Direct Sales tier; Marketplace Discovery adds discoverability at higher rate.
Maxio is worth it if… B2B SaaS finance teams (Seed to Series C) that need subscription billing + revenue recognition + SaaS metrics (MRR, ARR, churn) — without building it in-house. Grow is the flat entry tier ($599/mo up to $100K in billings, unlimited users); Enterprise for higher volumes with monthly/quarterly billing options.
Bottom line: Similar positioning, closer to a preference call than a strategic one.
Choose Gumroad over Maxio if…
Choose Gumroad if…
- You want to pay only for actual usage (per usage, a free entry tier).
- You match the profile Gumroad is built for: solo creators selling digital products (courses, ebooks, memberships, downloads) who want zero monthly fee and pay only per transaction.
- You need a general-purpose finance & accounting option rather than a vertical-specific one.
Choose Maxio if…
- You're comfortable with Maxio's from $599/mo entry point.
- You match the profile Maxio is built for: B2B SaaS finance teams (Seed to Series C) that need subscription billing + revenue recognition + SaaS metrics (MRR, ARR, churn) — without building it in-house.
- You need a general-purpose finance & accounting option rather than a vertical-specific one.
At a glance
| Gumroad | Maxio | |
|---|---|---|
| Free plan | Yes | No |
| Entry price | Free | $599/mo |
| Enterprise available | No | Yes |
| Pricing model | Per Usage | — |
| Last verified | September 11, 2026 | September 17, 2026 |
| Full pricing | View full pricing | View full pricing |
Pricing last verified September 17, 2026. Tracked daily.