Stripe
Stripe · Finance & Accounting
The payments infrastructure standard, private, valued $95B (2024). Positioned as the alternative to legacy payment processors (First Data, Worldpay) for developer-friendly integration. Distinctive for its API design that commoditized payment complexity and its expansion into billing (Stripe Billing), tax, and financial infrastructure. Priced 2.9% + 30¢ per US card transaction — the tax on every SaaS subscription in the world. IPO watched but never happens.
In other words, Stripe is the payments platform for software companies building programmable payments, subscriptions, or marketplaces — not for simple digital-product checkout. Pricing is per transaction (percentage + fixed fee), no monthly subscription; volume discounts at scale. Massive developer ecosystem (700+ integrations) with world-class API docs. Downside: you handle sales tax and VAT compliance yourself (not a Merchant-of-Record), and opaque fraud/dispute policies can freeze funds without warning.
Pricing summary
No monthly fees
Pay as you go
Varies by usage
Custom enterprise pricing available
No separate trial
Selling digital products and want tax handling done for you? Pick Paddle or Lemon Squeezy (tiered fee plans).
All plans
| Plan | Monthly | Annual | Key limit |
|---|---|---|---|
StandardEntry tier | $2.93 | — | US cards online; +1.5% intl, in-person 2.7% + 5¢ |
Custom | Custom | — | volume discounts, contact sales |
All tier prices verified August 26, 2026 · View source →
Price history
Price tracking is just getting started for Stripe. Full history will build as we log changes. See what we have so far →
Frequently asked questions
About Stripe pricing.
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At a glance
- Key limit metric
- Transactions
- Pricing transparency
- Public
Integrates and connects
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