BILL vs Bonsai: Pricing Comparison (2026)
BILL starts at $49/mo. Bonsai starts at $15/mo. Bonsai is $34/mo cheaper on the entry tier than BILL.
SMB accounts-payable + accounts-receivable automation platform (formerly Bill.com), IPO'd 2019 at $27B peak valuation. Positioned as the alternative to processing invoices manually or hacking QuickBooks Online for AP/AR workflows. Distinctive for 2-way sync with all major accounting platforms (QuickBooks, Xero, Sage Intacct, NetSuite) and BILL Divvy spend-management combined suite. Priced $49-$89/user/mo across Essentials/Team/Corporate published tiers plus Enterprise. Also charges per-transaction fees on top of subscription (ACH $0.59, checks $1.99, wire $19.99, international 1%). Popular with 5-100-person businesses running full AP/AR workflows.
All-in-one business management for freelancers (contracts + invoicing + time tracking + CRM + tax). Positioned as the alternative to running Bonsai + QuickBooks + HelloSign separately. Distinctive for bundling the freelance stack into one subscription. Restructured to 4 tiers: Basic $15 / Essentials $25 / Premium $39 / Elite $59 per user/mo. Acquired by Zoom Nov 5, 2025 (closed Dec 2025); pricing held post-acquisition. Popular with independent consultants, designers, and creators who bill 3-20 clients but hate juggling separate tools for contracts, invoicing, and accounting.
All plans compared
| # | Plan | BILL monthly | BILL annual | Bonsai monthly | Bonsai annual |
|---|---|---|---|---|---|
| 1 | Essentials / Basic | 49 | 49 | 15 | 12 |
| 2 | Team / Essentials | 65 | 65 | 25 | 20 |
| 3 | Corporate / Premium | 89 | 89 | 39 | 31 |
| 4 | Enterprise / Elite | custom | custom | 59 | 47 |
What each is best for
SMB accounts-payable + accounts-receivable automation platform (formerly Bill.com), IPO'd 2019 at $27B peak valuation. Positioned as the alternative to processing invoices manually or hacking QuickBooks Online for AP/AR workflows. Distinctive for 2-way sync with all major accounting platforms (QuickBooks, Xero, Sage Intacct, NetSuite) and BILL Divvy spend-management combined suite. Priced $49-$89/user/mo across Essentials/Team/Corporate published tiers plus Enterprise. Also charges per-transaction fees on top of subscription (ACH $0.59, checks $1.99, wire $19.99, international 1%). Popular with 5-100-person businesses running full AP/AR workflows.
All-in-one business management for freelancers (contracts + invoicing + time tracking + CRM + tax). Positioned as the alternative to running Bonsai + QuickBooks + HelloSign separately. Distinctive for bundling the freelance stack into one subscription. Restructured to 4 tiers: Basic $15 / Essentials $25 / Premium $39 / Elite $59 per user/mo. Acquired by Zoom Nov 5, 2025 (closed Dec 2025); pricing held post-acquisition. Popular with independent consultants, designers, and creators who bill 3-20 clients but hate juggling separate tools for contracts, invoicing, and accounting.
At a glance
| BILL | Bonsai | |
|---|---|---|
| Free plan | — | — |
| Entry price | $49/mo | $15/mo |
| Enterprise available | Yes | Yes |
| Pricing model | — | Flat Rate |
| Last verified | August 12, 2026 | August 12, 2026 |
| Full pricing | View full pricing | View full pricing |
Pricing last verified August 12, 2026. Tracked daily.