BILL vs Paddle: Pricing Comparison (2026)
BILL starts at $49/mo. Paddle starts at Free. Paddle is $49/mo cheaper on the entry tier than BILL.
SMB accounts-payable + accounts-receivable automation platform (formerly Bill.com), IPO'd 2019 at $27B peak valuation. Positioned as the alternative to processing invoices manually or hacking QuickBooks Online for AP/AR workflows. Distinctive for 2-way sync with all major accounting platforms (QuickBooks, Xero, Sage Intacct, NetSuite) and BILL Divvy spend-management combined suite. Priced $49-$89/user/mo across Essentials/Team/Corporate published tiers plus Enterprise. Also charges per-transaction fees on top of subscription (ACH $0.59, checks $1.99, wire $19.99, international 1%). Popular with 5-100-person businesses running full AP/AR workflows.
Merchant of Record (MoR) billing platform for SaaS, valued $1.4B private. Positioned as the alternative to Stripe for SaaS companies that don't want to handle global sales tax/VAT compliance themselves. Distinctive: Paddle becomes the seller of record, absorbing tax complexity. Priced 5% + 50¢ per transaction (higher than Stripe's 2.9% + 30¢), but includes tax handling and dunning. Popular with indie SaaS and European SaaS selling globally.
All plans compared
| # | Plan | BILL monthly | BILL annual | Paddle monthly | Paddle annual |
|---|---|---|---|---|---|
| 1 | Essentials / Standard | 49 | 49 | 5% + 50¢ per transaction | — |
| 2 | Team / Enterprise | 65 | 65 | custom | — |
| 3 | Corporate | 89 | 89 | — | — |
| 4 | Enterprise | custom | custom | — | — |
What each is best for
SMB accounts-payable + accounts-receivable automation platform (formerly Bill.com), IPO'd 2019 at $27B peak valuation. Positioned as the alternative to processing invoices manually or hacking QuickBooks Online for AP/AR workflows. Distinctive for 2-way sync with all major accounting platforms (QuickBooks, Xero, Sage Intacct, NetSuite) and BILL Divvy spend-management combined suite. Priced $49-$89/user/mo across Essentials/Team/Corporate published tiers plus Enterprise. Also charges per-transaction fees on top of subscription (ACH $0.59, checks $1.99, wire $19.99, international 1%). Popular with 5-100-person businesses running full AP/AR workflows.
Merchant of Record (MoR) billing platform for SaaS, valued $1.4B private. Positioned as the alternative to Stripe for SaaS companies that don't want to handle global sales tax/VAT compliance themselves. Distinctive: Paddle becomes the seller of record, absorbing tax complexity. Priced 5% + 50¢ per transaction (higher than Stripe's 2.9% + 30¢), but includes tax handling and dunning. Popular with indie SaaS and European SaaS selling globally.
At a glance
| BILL | Paddle | |
|---|---|---|
| Free plan | — | Yes |
| Entry price | $49/mo | Free |
| Enterprise available | Yes | Yes |
| Pricing model | — | Per Usage |
| Last verified | August 12, 2026 | July 31, 2026 |
| Full pricing | View full pricing | View full pricing |
Pricing last verified August 12, 2026. Tracked daily.