Bonsai vs Maxio — Pricing, Plans, and Verified Costs (2026)
Bonsai starts at $15/mo. Maxio starts at $599/mo. Bonsai is $584/mo cheaper on the entry tier than Maxio.
All-in-one business management for freelancers (contracts + invoicing + time tracking + CRM + tax). Positioned as the alternative to running Bonsai + QuickBooks + HelloSign separately. Distinctive for bundling the freelance stack into one subscription. Restructured to 4 tiers: Basic $15 / Essentials $25 / Premium $39 / Elite $59 per user/mo. Acquired by Zoom Nov 5, 2025 (closed Dec 2025); pricing held post-acquisition. Popular with independent consultants, designers, and creators who bill 3-20 clients but hate juggling separate tools for contracts, invoicing, and accounting.
SaaS billing + revenue operations platform, formed from the 2022 merger of SaaSOptics and Chargify. Positioned as the alternative to Chargebee for B2B SaaS specifically — deep integration with QuickBooks/NetSuite/Xero + revenue recognition (ASC 606) built in. Grow tier at $599/mo flat scales up to $100K monthly billings; Enterprise custom pricing based on volume. Popular with Series B-D B2B SaaS finance teams needing GAAP-compliant revenue recognition.
All plans compared
| Tier role | Plan | Bonsai monthly | Bonsai annual | Maxio monthly | Maxio annual |
|---|---|---|---|---|---|
| Free / starter | — / Build (developer sandbox) | — | — | Free | Free |
| Entry paid | Basic / Grow | $15 | $9 | $599 | $599 |
| Mid tier 1 | Essentials / — | $25 | $19 | — | — |
| Mid tier 2 | Premium / — | $39 | $29 | — | — |
| Pro / power | Elite / — | $59 | $49 | — | — |
Tier names differ across vendors. Rows are aligned by tier role, not name. Full tier structures on each tool's page.
What each is best for
Bonsai is worth it if… Bonsai is the all-in-one back office for solo freelancers and small agencies (1-15 people) — proposals, contracts, invoicing, time tracking, and CRM bundled instead of stitching separate tools. Basic covers solo freelancers; Essentials adds workflows and integrations; Premium scales team accounting; Elite adds white-label and priority support.
Maxio is worth it if… B2B SaaS finance teams (Seed to Series C) that need subscription billing + revenue recognition + SaaS metrics (MRR, ARR, churn) — without building it in-house. Grow is the flat entry tier ($599/mo up to $100K in billings, unlimited users); Enterprise for higher volumes with monthly/quarterly billing options.
Bottom line: Similar positioning, closer to a preference call than a strategic one.
Choose Bonsai over Maxio if…
Choose Bonsai if…
- You want fixed-price predictability (flat rate, from $15/mo).
- You match the profile Bonsai is built for: the all-in-one back office for solo freelancers and small agencies (1-15 people) — proposals, contracts, invoicing, time tracking, and CRM bundled instead of stitching separate tools.
- You need a general-purpose finance & accounting option rather than a vertical-specific one.
Choose Maxio if…
- You're comfortable with Maxio's from $599/mo entry point.
- You match the profile Maxio is built for: B2B SaaS finance teams (Seed to Series C) that need subscription billing + revenue recognition + SaaS metrics (MRR, ARR, churn) — without building it in-house.
- You need a general-purpose finance & accounting option rather than a vertical-specific one.
At a glance
| Bonsai | Maxio | |
|---|---|---|
| Free plan | No | No |
| Entry price | $15/mo | $599/mo |
| Enterprise available | Yes | Yes |
| Pricing model | Flat Rate | — |
| Last verified | September 17, 2026 | September 17, 2026 |
| Full pricing | View full pricing | View full pricing |
Pricing last verified September 17, 2026. Tracked daily.