Gumloop vs Microsoft 365 — Pricing, Plans, and Verified Costs (2026)
Gumloop starts at $37/mo. Microsoft 365 starts at $8.4/mo. Microsoft 365 is $28.6/mo cheaper on the entry tier than Gumloop.
See price history: Gumloop · Microsoft 365
How pricing works
These two tools don't price the same way, so the headline numbers below aren't directly comparable until you plug in your own volume.
- Gumloop (Hybrid) — Gumloop is hybrid: a fixed subscription from $37/mo plus metered usage on top (Pro). Your real bill moves with volume, not seat count.
- Microsoft 365 (Per Seat) — Microsoft 365 bills on a fixed plan from $8.4/mo, so the listed price is what you pay regardless of volume.
Per-minute, per-credit and per-token rates exclude any downstream model, speech or telephony costs unless the vendor states otherwise.
AI automation platform with unlimited seats and credit-metered execution. Free (5K credits/mo), Pro $37/mo (20K+ credits, 5 concurrent runs, 25 concurrent agent interactions), Enterprise custom (RBAC, SCIM/SAML, audit logs, VPC). Credit burn varies dramatically by AI model choice — GPT-5 heavy pipelines drain faster than smaller-model flows. Direct competitor to n8n, Make, and Zapier.
Microsoft's productivity suite combining Office apps (Word, Excel, PowerPoint, Outlook) with Teams collaboration, OneDrive storage, and SharePoint. Four business plans: Apps for Business ($10/user), Business Basic ($7/user), Business Standard ($14), and Business Premium ($22, unchanged). List prices increased July 1, 2026 (Basic +16%, Standard +12%, Apps +21%). Copilot Chat now bundled into all business tiers — buyers pay for AI they didn't opt into. The dominant enterprise productivity platform, deeply integrated into Windows environments.
All plans compared
| Tier role | Plan | Gumloop monthly | Gumloop annual | Microsoft 365 monthly | Microsoft 365 annual |
|---|---|---|---|---|---|
| Free / starter | Free / — | Free | Free | — | — |
| Entry paid | Pro / Apps for Business | $37 | $37 | $10 | $10 |
| Mid tier | — / Business Standard | — | — | $16.8 | $14 |
| Pro / power | — / Business Premium | — | — | $26.4 | $22 |
| Teams | — / Business Basic | — | — | $8.4 | $7 |
| Enterprise | Enterprise / — | Custom | Custom | — | — |
Tier names differ across vendors. Rows are aligned by tier role, not name. Full tier structures on each tool's page.
What each is best for
Gumloop is worth it if… teams that want visual AI workflows without per-seat pricing math — you pay for execution, not headcount, so scaling to a full team doesn't blow up the bill. Pro at $37 with 20K credits is aggressive against n8n Starter ($20) and Make Core ($9) once you factor unlimited seats.
Microsoft 365 is worth it if… Microsoft 365 Business is worth it for teams that need full Office desktop apps (Word, Excel, PowerPoint, Outlook) + email + Teams + SharePoint + OneDrive — particularly if you have Windows-heavy workforce or compliance requirements. Apps for Business covers desktop apps only; Business Standard adds Teams, SharePoint, and email; Business Premium adds Intune device management and Azure AD.
Bottom line: Choose based on how you want to pay — Gumloop is hybrid, Microsoft 365 is per seat.
Choose Gumloop over Microsoft 365 if…
Choose Gumloop if…
- You're fine with a base subscription plus metered usage on top (from $37/mo).
- You match the profile Gumloop is built for: teams that want visual AI workflows without per-seat pricing math — you pay for execution, not headcount, so scaling to a full team doesn't blow up the bill.
- You need a general-purpose productivity option rather than a vertical-specific one.
Choose Microsoft 365 if…
- You want fixed-price predictability (per seat, from $8.4/mo).
- You match the profile Microsoft 365 is built for: Microsoft 365 Business is worth it for teams that need full Office desktop apps (Word, Excel, PowerPoint, Outlook) + email + Teams + SharePoint + OneDrive — particularly if you have Windows-heavy workforce or compliance requirements.
- You need a general-purpose productivity option rather than a vertical-specific one.
At a glance
| Gumloop | Microsoft 365 | |
|---|---|---|
| Free plan | Yes | No |
| Entry price | $37/mo | $8.4/mo |
| Enterprise available | Yes | Yes |
| Pricing model | Hybrid | Per Seat |
| Last verified | September 10, 2026 | September 10, 2026 |
| Full pricing | View full pricing | View full pricing |
Pricing last verified September 10, 2026. Tracked daily.