Gumroad vs Sage Intacct — Pricing, Plans, and Verified Costs (2026)
Gumroad starts at Free. Sage Intacct uses custom pricing — request a quote to compare.
See price history: Gumroad · Sage Intacct
How pricing works
These two tools don't price the same way, so the headline numbers below aren't directly comparable until you plug in your own volume.
- Gumroad (Per Usage) — Gumroad bills purely on usage — 10% + $0.50 per transaction. There is no fixed per-seat fee, so the monthly cost depends entirely on how much you consume.
- Sage Intacct (Per Seat) — Sage Intacct bills on a fixed plan, so the listed price is what you pay regardless of volume.
Per-minute, per-credit and per-token rates exclude any downstream model, speech or telephony costs unless the vendor states otherwise.
Merchant-of-record platform for creators selling digital products (courses, ebooks, memberships). Positioned as the alternative to Stripe + Teachable + Podia for solo creators who want one tool to sell + deliver + handle tax. Distinctive for its 10% flat fee (no monthly subscription) that appeals to sellers just starting out. Founded by ex-Pinterest designer Sahil Lavingia (bootstrapped, transparently profitable). Popular with course creators, indie writers, and design assets sellers.
Cloud accounting/ERP positioned as the mid-market alternative to NetSuite for finance-heavy organizations (nonprofits, professional services, SaaS). Distinctive for its multi-entity consolidations and dimensional GL structure that SMB tools like QuickBooks lack. Owned by Sage. Pricing opaque, quote-only, typically $15K-$50K+/year plus implementation. Popular with 50-500 employee finance teams that outgrew QuickBooks but can't justify Oracle.
All plans compared
| Tier role | Plan | Gumroad monthly | Gumroad annual | Sage Intacct monthly | Sage Intacct annual |
|---|---|---|---|---|---|
| Entry paid | Marketplace discovery / — | $30 | — | — | — |
| Pro / power | Direct sales / — | $100.5 | — | — | — |
Tier names differ across vendors. Rows are aligned by tier role, not name. Full tier structures on each tool's page.
What each is best for
Gumroad is worth it if… solo creators selling digital products (courses, ebooks, memberships, downloads) who want zero monthly fee and pay only per transaction. No subscription; percentage per sale on Direct Sales tier; Marketplace Discovery adds discoverability at higher rate.
Sage Intacct is worth it if… mid-market companies (100-1,000 employees) that need cloud accounting + financial reporting + multi-entity consolidation — particularly if you've outgrown QuickBooks and need CFO-grade reporting. Custom-quoted per module + user count; typical mid-market implementations $30-150K/year.
Bottom line: Choose based on how you want to pay — Gumroad is per usage, Sage Intacct is per seat.
Choose Gumroad over Sage Intacct if…
Choose Gumroad if…
- You want to pay only for actual usage (per usage, a free entry tier).
- You match the profile Gumroad is built for: solo creators selling digital products (courses, ebooks, memberships, downloads) who want zero monthly fee and pay only per transaction.
- You need a general-purpose finance & accounting option rather than a vertical-specific one.
Choose Sage Intacct if…
- You want fixed-price predictability (per seat, custom pricing).
- You match the profile Sage Intacct is built for: mid-market companies (100-1,000 employees) that need cloud accounting + financial reporting + multi-entity consolidation — particularly if you've outgrown QuickBooks and need CFO-grade reporting.
- You need a general-purpose finance & accounting option rather than a vertical-specific one.
At a glance
| Gumroad | Sage Intacct | |
|---|---|---|
| Free plan | Yes | — |
| Entry price | Free | Custom |
| Enterprise available | No | Yes |
| Pricing model | Per Usage | Per Seat |
| Last verified | September 11, 2026 | September 16, 2026 |
| Full pricing | View full pricing | View full pricing |
Pricing last verified September 16, 2026. Tracked daily.