Acumatica vs Xero: Pricing Comparison (2026)
Xero starts at $13/mo. Acumatica uses custom pricing — request a quote to compare.
Cloud ERP positioned as the mid-market alternative to NetSuite and Sage Intacct for distribution, manufacturing, and construction verticals. Distinctive for its consumption-based licensing (charges per transaction, not per user) that scales better for high-volume operational teams. Pricing opaque, quote-only, typically $1,500-$7,500/mo for mid-market. Owned by EQT (private equity) since 2019. Popular with SMBs outgrowing QuickBooks who don't want Oracle-tier complexity.
Cloud accounting from New Zealand, publicly traded, ~$18B market cap. Positioned as the alternative to QuickBooks outside the US (dominant in UK, Australia, and NZ). Distinctive for its bank feed depth (5,000+ banks worldwide) and its global accountant marketplace. Priced $15-$78/mo across three tiers. Recently added AI features and payments infrastructure to defend against Stripe's push into billing. Best choice if your accountant is outside the US.
All plans compared
| # | Plan | Acumatica monthly | Acumatica annual | Xero monthly | Xero annual |
|---|---|---|---|---|---|
| 1 | Early | — | — | 13 | 13 |
| 2 | Growing | — | — | 25 | 25 |
| 3 | Established | — | — | 50 | 50 |
What each is best for
Cloud ERP positioned as the mid-market alternative to NetSuite and Sage Intacct for distribution, manufacturing, and construction verticals. Distinctive for its consumption-based licensing (charges per transaction, not per user) that scales better for high-volume operational teams. Pricing opaque, quote-only, typically $1,500-$7,500/mo for mid-market. Owned by EQT (private equity) since 2019. Popular with SMBs outgrowing QuickBooks who don't want Oracle-tier complexity.
Cloud accounting from New Zealand, publicly traded, ~$18B market cap. Positioned as the alternative to QuickBooks outside the US (dominant in UK, Australia, and NZ). Distinctive for its bank feed depth (5,000+ banks worldwide) and its global accountant marketplace. Priced $15-$78/mo across three tiers. Recently added AI features and payments infrastructure to defend against Stripe's push into billing. Best choice if your accountant is outside the US.
At a glance
| Acumatica | Xero | |
|---|---|---|
| Free plan | — | — |
| Entry price | Custom | $13/mo |
| Enterprise available | Yes | Yes |
| Pricing model | Per Usage | Per Seat |
| Last verified | July 26, 2026 | July 28, 2026 |
| Full pricing | View full pricing | View full pricing |
Pricing last verified July 28, 2026. Tracked daily.