Maxio vs Xero: Pricing Comparison (2026)
Maxio starts at $416/mo. Xero starts at $13/mo. Xero is $403/mo cheaper on the entry tier than Maxio.
SaaS billing + revenue operations platform, formed from the 2022 merger of SaaSOptics and Chargify. Positioned as the alternative to Chargebee for B2B SaaS specifically — deep integration with QuickBooks/NetSuite/Xero + revenue recognition (ASC 606) built in. Growth from $599/mo; most companies pay $1,500-3,000/mo based on revenue volume. Popular with Series B-D B2B SaaS finance teams needing GAAP-compliant revenue recognition.
Cloud accounting from New Zealand, publicly traded, ~$18B market cap. Positioned as the alternative to QuickBooks outside the US (dominant in UK, Australia, and NZ). Distinctive for its bank feed depth (5,000+ banks worldwide) and its global accountant marketplace. Priced $15-$78/mo across three tiers. Recently added AI features and payments infrastructure to defend against Stripe's push into billing. Best choice if your accountant is outside the US.
All plans compared
| # | Plan | Maxio monthly | Maxio annual | Xero monthly | Xero annual |
|---|---|---|---|---|---|
| 1 | Standard / Early | 416 | 416 | 13 | 13 |
| 2 | Enterprise / Growing | custom | custom | 25 | 25 |
| 3 | Established | — | — | 50 | 50 |
What each is best for
SaaS billing + revenue operations platform, formed from the 2022 merger of SaaSOptics and Chargify. Positioned as the alternative to Chargebee for B2B SaaS specifically — deep integration with QuickBooks/NetSuite/Xero + revenue recognition (ASC 606) built in. Growth from $599/mo; most companies pay $1,500-3,000/mo based on revenue volume. Popular with Series B-D B2B SaaS finance teams needing GAAP-compliant revenue recognition.
Cloud accounting from New Zealand, publicly traded, ~$18B market cap. Positioned as the alternative to QuickBooks outside the US (dominant in UK, Australia, and NZ). Distinctive for its bank feed depth (5,000+ banks worldwide) and its global accountant marketplace. Priced $15-$78/mo across three tiers. Recently added AI features and payments infrastructure to defend against Stripe's push into billing. Best choice if your accountant is outside the US.
At a glance
| Maxio | Xero | |
|---|---|---|
| Free plan | — | — |
| Entry price | $416/mo | $13/mo |
| Enterprise available | Yes | Yes |
| Pricing model | — | Per Seat |
| Last verified | July 28, 2026 | July 28, 2026 |
| Full pricing | View full pricing | View full pricing |
Pricing last verified July 28, 2026. Tracked daily.