Gusto vs Moonhub — Pricing, Plans, and Verified Costs (2026)
Gusto starts at $49/mo. Moonhub uses custom pricing — request a quote to compare.
How pricing works
These two tools don't price the same way, so the headline numbers below aren't directly comparable until you plug in your own volume.
- Gusto (Hybrid) — Gusto is hybrid: a fixed subscription from $49/mo plus metered usage on top (Base fee + per employee). Your real bill moves with volume, not seat count.
- Moonhub (Tiered) — Moonhub bills on a fixed plan, so the listed price is what you pay regardless of volume.
Per-minute, per-credit and per-token rates exclude any downstream model, speech or telephony costs unless the vendor states otherwise.
US payroll + benefits platform positioned as the alternative to ADP and Paychex for SMBs (1-500 employees). Distinctive for its modern UX (unlike ADP's 1990s-era interface) and built-in benefits marketplace. Valued $9.6B private (2022). Priced $40/mo base + $6/employee (Simple) up to $80+$12 (Premium). Popular with US-based startups and SMBs — no international payroll (unlike Deel/Rippling). Direct competitor to Rippling in the US mid-market.
AI-powered recruiting research + candidate discovery — uses AI to identify and rank candidates from the entire web (not just LinkedIn). Custom enterprise pricing; typical deployments start at $2,000-$5,000/mo. Popular with executive search firms and technical recruiters looking beyond standard databases.
All plans compared
| Tier role | Plan | Gusto monthly | Gusto annual | Moonhub monthly | Moonhub annual |
|---|---|---|---|---|---|
| Entry paid | Simple / Starter | $49 | $49 | $2000 | $1600 |
| Mid tier | Plus / — | $80 | $80 | — | — |
| Pro / power | Premium / — | $180 | $180 | — | — |
| Enterprise | — / Enterprise | — | — | Custom | Custom |
Tier names differ across vendors. Rows are aligned by tier role, not name. Full tier structures on each tool's page.
What each is best for
Gusto is worth it if… US-based SMBs (1-100 employees) that need payroll + benefits + basic HR in one tool without hiring a bookkeeper — particularly if you're incorporating and running payroll for the first time. Simple covers basic payroll; Plus adds hiring and next-day direct deposit; Premium adds compliance alerts and dedicated support.
Moonhub is worth it if… technical + executive recruiters who need to find candidates who aren't active on LinkedIn (senior engineers, executives, researchers). Custom pricing starting $2K-$5K/mo.
Bottom line: Choose based on how you want to pay — Gusto is hybrid, Moonhub is tiered.
Choose Gusto over Moonhub if…
Choose Gusto if…
- You're fine with a base subscription plus metered usage on top (from $49/mo).
- You match the profile Gusto is built for: US-based SMBs (1-100 employees) that need payroll + benefits + basic HR in one tool without hiring a bookkeeper — particularly if you're incorporating and running payroll for the first time.
- You need a general-purpose hr & people option rather than a vertical-specific one.
Choose Moonhub if…
- You want fixed-price predictability (tiered, custom pricing).
- You match the profile Moonhub is built for: technical + executive recruiters who need to find candidates who aren't active on LinkedIn (senior engineers, executives, researchers).
- You're building for recruiting.
At a glance
| Gusto | Moonhub | |
|---|---|---|
| Free plan | No | No |
| Entry price | $49/mo | Custom |
| Enterprise available | Yes | Yes |
| Pricing model | Hybrid | Tiered |
| Last verified | September 11, 2026 | — |
| Full pricing | View full pricing | View full pricing |
Pricing last verified September 11, 2026. Tracked daily.