Sage Intacct vs Xero: Pricing Comparison (2026)
Xero starts at $13/mo. Sage Intacct uses custom pricing — request a quote to compare.
See price history: Sage Intacct · Xero
Cloud accounting/ERP positioned as the mid-market alternative to NetSuite for finance-heavy organizations (nonprofits, professional services, SaaS). Distinctive for its multi-entity consolidations and dimensional GL structure that SMB tools like QuickBooks lack. Owned by Sage. Pricing opaque, quote-only, typically $15K-$50K+/year plus implementation. Popular with 50-500 employee finance teams that outgrew QuickBooks but can't justify Oracle.
Cloud accounting from New Zealand, publicly traded, ~$18B market cap. Positioned as the alternative to QuickBooks outside the US (dominant in UK, Australia, and NZ). Distinctive for its bank feed depth (5,000+ banks worldwide) and its global accountant marketplace. Priced $15-$78/mo across three tiers. Recently added AI features and payments infrastructure to defend against Stripe's push into billing. Best choice if your accountant is outside the US.
All plans compared
| # | Plan | Sage Intacct monthly | Sage Intacct annual | Xero monthly | Xero annual |
|---|---|---|---|---|---|
| 1 | Early | — | — | 13 | 13 |
| 2 | Growing | — | — | 25 | 25 |
| 3 | Established | — | — | 50 | 50 |
What each is best for
Cloud accounting/ERP positioned as the mid-market alternative to NetSuite for finance-heavy organizations (nonprofits, professional services, SaaS). Distinctive for its multi-entity consolidations and dimensional GL structure that SMB tools like QuickBooks lack. Owned by Sage. Pricing opaque, quote-only, typically $15K-$50K+/year plus implementation. Popular with 50-500 employee finance teams that outgrew QuickBooks but can't justify Oracle.
Cloud accounting from New Zealand, publicly traded, ~$18B market cap. Positioned as the alternative to QuickBooks outside the US (dominant in UK, Australia, and NZ). Distinctive for its bank feed depth (5,000+ banks worldwide) and its global accountant marketplace. Priced $15-$78/mo across three tiers. Recently added AI features and payments infrastructure to defend against Stripe's push into billing. Best choice if your accountant is outside the US.
At a glance
| Sage Intacct | Xero | |
|---|---|---|
| Free plan | — | — |
| Entry price | Custom | $13/mo |
| Enterprise available | Yes | Yes |
| Pricing model | Per Seat | Per Seat |
| Last verified | July 27, 2026 | July 28, 2026 |
| Full pricing | View full pricing | View full pricing |
Pricing last verified July 28, 2026. Tracked daily.