Fin vs Tidio — Pricing, Plans, and Verified Costs (2026)
Tidio starts at $29/mo. Fin uses custom pricing — request a quote to compare.
How pricing works
These two tools don't price the same way, so the headline numbers below aren't directly comparable until you plug in your own volume.
- Fin (Per Usage) — Fin bills purely on usage. There is no fixed per-seat fee, so the monthly cost depends entirely on how much you consume.
- Tidio (Per Usage) — Tidio bills purely on usage — Conversations/month. There is no fixed per-seat fee, so the monthly cost depends entirely on how much you consume.
Per-minute, per-credit and per-token rates exclude any downstream model, speech or telephony costs unless the vendor states otherwise.
Intercom's AI customer support agent. Priced separately from Intercom's core plans: $0.99 per resolved conversation (usage-based). Popular with SMBs and mid-market that already use Intercom for messaging and want to add AI autonomous resolution.
Live chat + chatbot + ticketing platform positioned as the alternative to Intercom and Zendesk for SMBs and e-commerce. Distinctive for its Lyro AI (built-in resolution bot) at lower tiers than competitors' AI add-ons. Priced $29-$749/mo across four tiers based on conversations. Owned by Polish company Tidio Sp. z o.o. Popular with Shopify e-commerce sellers and small B2B SaaS looking for an Intercom alternative without the price shock.
All plans compared
| Tier role | Plan | Fin monthly | Fin annual | Tidio monthly | Tidio annual |
|---|---|---|---|---|---|
| Free / starter | — / Free | — | — | Free | Free |
| Entry paid | Fin AI Agent / Starter | $0.99 | $0.99 | $29 | $24.17 |
| Mid tier | — / Growth | — | — | $59 | $49.17 |
| Pro / power | — / Plus | — | — | $749 | Custom |
Tier names differ across vendors. Rows are aligned by tier role, not name. Full tier structures on each tool's page.
What each is best for
Fin is worth it if… 99 per resolved conversation). At scale, it's cheaper than salary equivalents; at low volume, it's cheaper than Ada or Decagon (which have $100K+ minimums).
Tidio is worth it if… e-commerce SMBs and small service businesses (1-25 agents) that want live chat + chatbot + email + WhatsApp inbox in one tool — particularly if you're on Shopify or WooCommerce. Free tier covers basic live chat; Starter adds triggers; Growth adds advanced automation; Plus adds enterprise features.
Bottom line: Similar positioning, closer to a preference call than a strategic one.
Choose Fin over Tidio if…
Choose Fin if…
- You want to pay only for actual usage (per usage, custom pricing).
- You match the profile Fin is built for: you already run Intercom and want to plug in an autonomous AI agent priced per resolution ($0.
- You need a general-purpose customer support option rather than a vertical-specific one.
Choose Tidio if…
- You want to pay only for actual usage (per usage, from $29/mo).
- You match the profile Tidio is built for: e-commerce SMBs and small service businesses (1-25 agents) that want live chat + chatbot + email + WhatsApp inbox in one tool — particularly if you're on Shopify or WooCommerce.
- You need a general-purpose customer support option rather than a vertical-specific one.
At a glance
| Fin | Tidio | |
|---|---|---|
| Free plan | No | Yes |
| Entry price | Custom | $29/mo |
| Enterprise available | No | Yes |
| Pricing model | Per Usage | Per Usage |
| Last verified | — | September 19, 2026 |
| Full pricing | View full pricing | View full pricing |
Pricing last verified September 19, 2026. Tracked daily.