Fin vs Ultimate.ai — Pricing, Plans, and Verified Costs (2026)
Both Fin and Ultimate.ai use custom pricing — request quotes from each to compare.
See price history: Fin · Ultimate.ai
How pricing works
These two tools don't price the same way, so the headline numbers below aren't directly comparable until you plug in your own volume.
- Fin (Per Usage) — Fin bills purely on usage. There is no fixed per-seat fee, so the monthly cost depends entirely on how much you consume.
- Ultimate.ai (Per Usage) — Ultimate.ai bills purely on usage. There is no fixed per-seat fee, so the monthly cost depends entirely on how much you consume.
Per-minute, per-credit and per-token rates exclude any downstream model, speech or telephony costs unless the vendor states otherwise.
Intercom's AI customer support agent. Priced separately from Intercom's core plans: $0.99 per resolved conversation (usage-based). Popular with SMBs and mid-market that already use Intercom for messaging and want to add AI autonomous resolution.
AI customer service automation platform, acquired by Zendesk in March 2024. Now sold primarily as Zendesk AI + Ultimate agents. All pricing rolled into Zendesk enterprise deals; standalone pricing was reported at $500-2000/mo per language before the acquisition.
All plans compared
| Tier role | Plan | Fin monthly | Fin annual | Ultimate.ai monthly | Ultimate.ai annual |
|---|---|---|---|---|---|
| Entry paid | Fin AI Agent / — | $0.99 | $0.99 | — | — |
Tier names differ across vendors. Rows are aligned by tier role, not name. Full tier structures on each tool's page.
What each is best for
Fin is worth it if… 99 per resolved conversation). At scale, it's cheaper than salary equivalents; at low volume, it's cheaper than Ada or Decagon (which have $100K+ minimums).
Ultimate.ai is worth it if… ai (now Zendesk AI) is worth it if you're already deep on Zendesk and want to add AI agent automation without a separate vendor. ai purchases are being funneled into Zendesk Suite AI packages.
Bottom line: Similar positioning, closer to a preference call than a strategic one.
Choose Fin over Ultimate.ai if…
Choose Fin if…
- You want to pay only for actual usage (per usage, custom pricing).
- You match the profile Fin is built for: you already run Intercom and want to plug in an autonomous AI agent priced per resolution ($0.
- You need a general-purpose customer support option rather than a vertical-specific one.
Choose Ultimate.ai if…
- You want to pay only for actual usage (per usage, custom pricing).
- You match the profile Ultimate.ai is built for: Ultimate.
- You need a general-purpose customer support option rather than a vertical-specific one.
At a glance
| Fin | Ultimate.ai | |
|---|---|---|
| Free plan | No | No |
| Entry price | Custom | Custom |
| Enterprise available | No | No |
| Pricing model | Per Usage | Per Usage |
| Last verified | — | — |
| Full pricing | View full pricing | View full pricing |